Results 1 to 9 of 9

Thread: UK Driving Licence/Obtaining Credit

  1. #1
    deidra is offline Junior Member
    Join Date
    Feb 2006
    Posts
    1

    Default UK Driving Licence/Obtaining Credit

    Hello - I am making the big move to NZ next month, and I just wondering if my UK Driving Licence will be valid out there? If so, for how long?

    Also - I do have a bank a/c over there but wondered how easy it is to obtain credit, eg a credit card or perhaps in time a home loan. What info would I need to bring?

    Many thanks :icon_biggrin:

  2. #2
    ag28com is offline Member
    Join Date
    Nov 2005
    Posts
    69

    Default UK Driving Licence/Obtaining Credit

    Hi deidra

    Welcome to the forum.

    In answer to your question, your UK Driving Licence is adequate ID for most purposes. You can drive in NZ for a maximum of a year, by which time you must get an NZ licence. This is usually just a case of passing the NZ Theory Test to get your licence.

    As far as obtaining a home loan, it can be done as we are applying right now, having been in Auckland just under 4 weeks.

    We are using the services of a mortgage broker here, and will let you know how things all go. My wife has a job at a hospital here and I start a job tomorrow (three month probationary training/probationary period).

    I think if you get a good broker who has dealt with migrants, they will put you in the best light they can. Apparently the banks are fairly keen to lend at the moment.........

  3. #3
    MotherBear's Avatar
    MotherBear is offline The missing link
    Join Date
    Jan 2005
    Location
    currently Ras al Khaimah, UAE, ex Wales, UK
    Posts
    11,180
    Blog Entries
    1

    Default UK Driving Licence/Obtaining Credit

    Good luck with the job Ag28com. Hope it goes well for you (and your wife's job as well). Should put you on a good footing for a great life down there.
    Mother Bear

    Try to bloom wherever you are planted.

  4. #4
    moggy's Avatar
    moggy is offline God like figure
    Join Date
    Feb 2005
    Location
    Banks Peninsula
    Posts
    567

    Default UK Driving Licence/Obtaining Credit

    You can use you UK license, however it would be worth your while to sit your theory test asap and change your license to a kiwi one. Car insurance is a lot higher if you don't have a kiwi licence. Apparently it is easy enough to pass the test, just read up the road code, which you can do online anyway

  5. #5
    Daisyspop's Avatar
    Daisyspop is offline Senior Member
    Join Date
    Jul 2005
    Posts
    169

    Default UK Driving Licence/Obtaining Credit

    Absolutely agree with the idea of using an agent to do the credit/mortgage work for you. I can recommend Think Finance which is the company we used. They know the ropes and work efficiently. Best of all they charge a flat rate of $zero. Make sure you bring a record of your mortgage payments - speeds the process up no end. If you want car insurance bring proof of no claims. More gtood new for drivers changing to NZ license: no carry over of points. They don'y want to know.

  6. #6
    Taffy's Avatar
    Taffy is offline He who shall be ignored
    Join Date
    May 2004
    Location
    Hamilton, NZ
    Posts
    3,408
    Blog Entries
    5

    Default UK Driving Licence/Obtaining Credit

    There's no carry over of credit history either. If you have an appauling record in your home country record, you can get all the finance you want here (income permitting), and the same for people with squeeky clean credit files.

    It's certainly a fresh start!
    Taffy

    The greatest mistake you can make in life is to be continually fearing you will make one.

  7. #7
    Daisyspop's Avatar
    Daisyspop is offline Senior Member
    Join Date
    Jul 2005
    Posts
    169

    Default UK Driving Licence/Obtaining Credit

    You can use you UK license, however it would be worth your while to sit your theory test asap and change your license to a kiwi one. Car insurance is a lot higher if you don't have a kiwi licence.
    Absolutely - we just discovered that we have an additional $500 excess in place until we have held an NZ license for 12 clear months. So don't delay on the changeover - the test is easy.

  8. #8
    moose's Avatar
    moose is offline Senior Member
    Join Date
    Jan 2006
    Posts
    107

    Default UK Driving Licence/Obtaining Credit

    YEAH, SOUNDS LIKE S GOOD IDEA TO START SQUATTING FOR TEST BEFORE WE COME OVER SO I CAN TAKE IT A.S.A.P

    DON'T WANT TO BE PAYING HIGHER RATE FOR TOO LONG DO WE.

  9. #9
    MotherBear's Avatar
    MotherBear is offline The missing link
    Join Date
    Jan 2005
    Location
    currently Ras al Khaimah, UAE, ex Wales, UK
    Posts
    11,180
    Blog Entries
    1

    Default UK Driving Licence/Obtaining Credit

    YEAH, SOUNDS LIKE S GOOD IDEA TO START SQUATTING FOR TEST BEFORE WE COME OVER SO I CAN TAKE IT A.S.A.P
    Yes, by all means you can do some squatting if you feel it'll help with your swatting.
    Mother Bear

    Try to bloom wherever you are planted.

Similar Threads

  1. HGV 1 Driving licence equivalent
    By zarap in forum General NZ Chat
    Replies: 2
    Last Post: 10-10-2010, 04:53 AM
  2. Credit Checks
    By kitchnerd in forum General NZ Chat
    Replies: 10
    Last Post: 17-04-2006, 12:02 AM
  3. Truck licence
    By StevenSam in forum General NZ Chat
    Replies: 0
    Last Post: 10-04-2006, 05:28 AM
  4. Obtaining A Work Visa
    By preston25 in forum Work Permit / Working Holiday Visa Questions
    Replies: 5
    Last Post: 30-11-2005, 12:19 AM
  5. Driving Licence :?
    By cUnDaLl in forum General NZ Chat
    Replies: 5
    Last Post: 14-10-2004, 09:41 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46