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Thread: Joys of Spreadsheets!

  1. #1
    heidi is offline Member
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    Default Joys of Spreadsheets!

    I have just discovered spread sheets, and thought I'd share the joy for those like me who didn't know what fun they can be, or how easy to use!

    You can plug in endless possibilities and come out with what salary you'd need to make them happen, or conversely see how much and where you can save to make things happen on a given salary.

    Don't know what/if we're allowed to link to, but there is one already set up on another a link from another forum that have the nz tax and mortgage figures built in so it really is great for playing with and trying endless scenarios on!

    The roller coaster continues!

    Now if only they'd make prices known on nz real estate sites instead of this 'offers' and 'by negotiation' secrecy our roller coaster ride wouldn't have to go into those unknown tunnel bits. lol

  2. #2
    MotherBear's Avatar
    MotherBear is offline The missing link
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    You're not the first on here to have found the spreadsheet experience Heidi. Anything that focuses your attention and is helpful at the same time is a good thing.
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    Try to bloom wherever you are planted.

  3. #3
    catt's Avatar
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    Default Spreadsheet link

    Heidi i would like that link if you can get it to me maybe in private message if it is not allowed to be posted here. Cheers

  4. #4
    KiwiHopeful's Avatar
    KiwiHopeful is offline God like figure
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    Default On real estate

    One thing that I've noticed here is that people don't seem to be in much of a hurry to sell (and maybe not to buy, either).

    The auction and by negotiation sales don't work like they do in the US (I don't know about Canada). That is, it doesn't seem that 'auction' means 'bargain' here--it means 'trying to get as much as I can and if I don't like the offers I won't sell'.

    I used to watch the real estate listings quite closely and noticed how many of those 'auction' properties kept reappearing. There are also quite a few properties in our area that have been on the market for the entire six months we've been here. Until recently, 180 days on the market in the US was considered an eternity. Here they sit, and with no adjustment in the price.

    I don't know how true that is of other markets in NZ, but in Chch it seems to be ... well, just odd I guess.
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  5. #5
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    Default

    Quote Originally Posted by heidi View Post
    I have just discovered spread sheets, and thought I'd share the joy for those like me who didn't know what fun they can be, or how easy to use!

    You can plug in endless possibilities and come out with what salary you'd need to make them happen, or conversely see how much and where you can save to make things happen on a given salary.

    Don't know what/if we're allowed to link to, but there is one already set up on another a link from another forum that have the nz tax and mortgage figures built in so it really is great for playing with and trying endless scenarios on!

    I too saw this link however I had already done my own one and programmed in a proposed budget using suggested figures from this forum and the other one. It has been invaluable in helping me work out if we can afford to move or not. See, all is not lost. At a glance you can see where you can economise and what you can expect to have left each week/month. Go for it - hope this helps you get things into perspective
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