Has anyone had any experience being involved with a non insured car driver? I noticed that car insurance is not compulsory (not that we would want to be without such a commodity) in NZ. Just curious as to where your own insurance company would claim for recompense for the money they have to fork out to cover damage and stuff if its the other drivers fault. Also is there a facility to sue the other driver and is it expensive to do such a thing as i would assume your own insurance company would really up the premium after the event.
