Could be worse, Mark. We only got 2.4 something or other when we sent money to NZ for our house purchase. Couldn't have picked a worse time. Still get a sinking feeling in the pit of my stomach when I think how beneficial it would have been if we'd wait a bit longer. However, with house buying, you can't diddle around waiting for the rate to improve or you'll find someone else has pinched your ideal house from under you.
We've been waiting on a better rate ourselves, to send money for iwork being done to the house, but it doesn't look like it's going to improve at all in the forseeable future.
