[gossage]

People seem to think that I didnt do any research into NZ. I did!! And the 'cosmetic' issue was more about cleanser, toner etc...........clinique etc not sunscreen. I did say skin care products!!!!!!!!!!!

Also about buying a house..................I too cant afford to buy a house in the UK even though I too am professional. But the situation is no better in NZ, unless you are taking money from the sale of a house here. Of course you do get a lot more for your money but if you havent got the money in the first place.......................

And just to set the record straight I havent said it is not for me..........yet. I am still considering it..................you know researching my options. I have spoken to many Kiwis and it is them folks who have told me how difficult it is to budget. So I got my info straight from the horses mouth so to speak. Like I have said there is no point in being surround by a beautiful landscape if you have no money to enjoy it.

Moggy have very lucky you are. But not every one is in a position to have no mortgage and I am sure this makes a huge different to your finances each month.

BTW at no point did I make any reference to anyones intelligence. So please Welshgirl stop with the shit stirring!!!!!!!!!!!! If people have a strong belief then I dont consider them of low intelligence. Have you never heard of debate? It is were people have different opinions and discuss them, actually something quite common on forums..................strangley enough!!