Thanks for those links mother bear

Dad is coming over today, so I'll get him to read through the info/print it off. Every little helps.

I think that the taxation is disgusting too! It's the same transferring mine and hubby's police and teachers pension - taxing already taxed money. Cheeky beggars! We still haven't decided to what exactly to do with ours!!!

It's a minefield of people ripping you off at every turn.

I do still browse the site anc contribute when I can! I should put an anniversary post on really to tel everyone what we've been upto!

All I'll say is..............NZ is now the Fisher's home!!!! ;D

Fisheress