Hi JustNozi,

I didnt realise you were a fellow Scotsman as well. Lets hope we put on a good performance today!

As far as I am aware you can get a home loan straight away. I met some real estate agents in Rotorua and I asked them about it as well and they said you dont need to be a resident to get a loan although it is risky obviously 8if everything falls through and you have to leave NZ. I dont know if the rates will be higher or what?

I know its the same with car finance. Friends on a 1yr WHV got finance on a car just last week as well. It was nice and easy for them. No big questions asked.

Glad you are enjoying Wellie. Today is lovely, looking forward to going home to Miramar after work and getting a BBQ on the go.