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I wonder if "credit references" could simply be having credit information like bank & credit account numbers, utility bills, etc. Having recent copies of statements and bills could be handy. In the US you can access your credit report, and can authorize others (e.g. potential landlords) to access it as well. Is there something like that in the UK?
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lets hope so selchie,
with less than a week to go we've sh1t it for getting anything proper sorted..