Yes, you can get buildings insurance Steve - I assume you'll pay more if you live in what they'd class as a 'high-risk' area......

There was a piece on the news a few weeks ago about how some homes in Tauranga had been washed away and/or damaged in recent floods following a few days torrential rain, and a lot of people were not insured and lost everything, so insurance is advisable to buy if it's within your budget.

I'll see if I can find out for you what you'll typically be expecting to pay for buildings insurance - watch this space!