Midder, that sounds a good option, better to line your own pockets by way of a deposit than line the pockets of an investment landlord.

Sara,
try the westpac website, i stumbled across it as an advert on www.realenz.co.nz, but a google search on google.co.nz will find it too. They had all the rates for borrowers & savers, along with "handy tips" for immigrants.