We opened our NZD account with the National Bank before we came out, but when we got here we also opened a sterling account with the National Bank and transferred a chunk of money (British Pounds) into that. We're now transferring a bit at a time into our NZD account (with no fees to pay each time cos it's internal transactions) and we'll probably do this until we get the money from the house sale transferred over when we get residency and look to buy a house.

We didn't want to transfer it all at once in case we didn't get residency for any reason and had to transfer it all back. It's worked well so far....

Jod
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